Our loan products
Simple, transparent short-term loans designed for everyday South Africans. Borrow only what you need, repay on terms that work for you.
Personal Loan
For planned expenses like school fees, repairs or consolidating small debts.
Amount
R1,000–R8,000
Term
1–6 months
- check_circle Approval in minutes
- check_circle Fixed, predictable repayments
- check_circle No early settlement penalties
Payday Loan
Bridge the gap until your next salary with a quick, short-term advance.
Amount
R500–R4,000
Term
Up to 35 days
- check_circle Same-day payout
- check_circle Repay on your next payday
- check_circle 100% online application
Emergency Loan
Fast cash for the unexpected — medical bills, travel or urgent repairs.
Amount
R500–R5,000
Payout
Same day
- check_circle Priority processing
- check_circle Flexible repayment options
- check_circle Apply 24/7
Loan calculator
Move the slider to see exactly what your loan will cost. No surprises, no hidden fees.
Your repayment breakdown
A flat 27% interest charge applies. Final cost subject to affordability assessment.
Who can apply
- check_circleYou have a valid South African ID
- check_circleYou are 18 years or older
- check_circleYou are employed or earn a regular income
- check_circleYou have an active South African bank account
What you'll need
- descriptionA copy of your South African ID document
- descriptionYour latest 3 months' bank statements
- descriptionProof of income (latest payslip)
- descriptionProof of residence (not older than 3 months)
Transparent fees
A representative example so you always know exactly what a loan costs. No hidden costs, ever.
| Loan amount | R3,000 |
| Interest rate | 27% flat |
| Interest amount | R810 |
| Total repayable | R3,810 |
All fees are regulated by and comply with the National Credit Act (NCA). Figures are illustrative.
Apply in minutes — get cash today
A quick application is all it takes to get a decision. Responsible lending, made simple.